95-25.14 (a)(2) states, The provisions of G.S
Type of Tobacco Products Used The type of tobacco products that an applicant currently uses, or has used in the past, can have a significant impact on assigned underwriting class and ultimately premium rates
We are targeting the upscale shopper who is looking for value in the products that they buy We will serve these customers by offering a broad selection of products at competitive prices while providing friendly service and attention to their special needs

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Always declare, even if under duty-free limits
Public health campaigns, higher cigarette taxes, and the rise of healthier lifestyle awareness have pushed tobacco usage downward across the United States