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and In October 2025, the Group issued two series of perpetual hybrid bonds, each in an aggregate principal amount of 600 million and concurrently launched a tender offer for its outstanding 1.0 billion 3% perpetual hybrid bond (first callable in 2026)

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47 States must provide multiple options for individuals to apply for health coverage, including online, by phone, by mail, and in person, using a single streamlined application for Medicaid, CHIP, and Marketplace coverage

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