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Cigarette companies intentionally designed cigarettes with enough nicotine to create and sustain addiction

Unfortunately, nerve damage caused by alcohol can be permanent

The government has brought cigarettes back under a dual tax burden, making them significantly costlier

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Carlson Chief Financial and Strategy Officer 617.425.5331 About Beacon Financial Corporation Beacon Financial Corporation (NYSE: BBT) is the holding company for Beacon Bank & Trust, commonly known as Beacon Bank, a full-service regional bank serving the Northeast that was created on September 1, 2025 through the merger of equals between Berkshire Hills Bancorp, Inc